In recent headlines, there’s been a concerning rise in home improvement scams, particularly targeting seniors. With over $554 million lost to various frauds in Canada last year alone, it’s crucial to stay informed. Service scams, including those in home improvement, are among the top offenders, causing significant financial and emotional distress.

At Alivio Downsizing, we take these matters seriously. Having encountered three such cases recently in our community, has been alarming. Our seniors deserve to feel safe and confident when hiring professionals, so we’re committed to spreading awareness and offering guidance.

Spotting Home Improvement Scams

The Doorstep Deal
If a contractor shows up at your door with an “exclusive” offer, be cautious. Reputable companies don’t typically operate this way. They may claim to have leftover materials or offer a free inspection, but these are often ploys to pressure you into a quick decision, leading to shoddy work or even disappearing with your money.

The Cash Grab
Avoid contractors who demand large upfront payments. Trustworthy professionals will outline a payment plan tied to project milestones. Paying in full before work begins puts you at risk of being left with unfinished or poor-quality work.

Paperless Promises
Always insist on written contracts, estimates, and receipts. Legitimate contractors will provide these documents, protecting both parties and ensuring clarity on all aspects of the project.

Protecting Yourself

• Do Your Homework: Research contractors thoroughly. Check reviews, credentials, and ask for references.
• Get Multiple Quotes: Don’t settle for the lowest bid without understanding why it’s so low. Compare quotes to get a sense of fair pricing.
• Think Before You Commit: Never rush into anything. Take your time to review all details.
• Set Up Payment Plans: Avoid paying everything upfront. Payment schedule should aligns with project milestones.

Why This Matters

We’ve personally seen the damage these scams can cause and it’s disheartening to see our seniors being taken advantage of.  That’s why we’re doubling down on our efforts to educate and protect our community.

By staying informed and vigilant, you can safeguard yourself and your loved ones from falling victim to these scams. For a more in-depth look at how to avoid home improvement scams, visit Scotia Bank’s Advice+ page for the full article.

Let’s work together to keep our community safe and informed!
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